PUC (Pollution under Control Certificate) is mandatory for Renewal of Motor Vehicle Insurance - Mandated by IRDAI

The Insurance Regulatory and Development Authority (IRDAI)has asked insurers to ensure that the direction of Supreme Court of India that stated insurers must not renew any motor policy until the vehicle owner provides a valid PUC certificate is followed strictly with focus on compliance in National Capital Region of Delhi (Delhi NCR).

Hence, the insurance companies will ask you to show the valid PUC or pollution under control certificates at the time of renewal your motor insurance policy.

However, the regulator issued a circular on August 26, 2020 which clarified that insurers cannot reject motor claims on the grounds that the vehicle does not have a valid PUC (pollution under control) certificate.

In a circular issued on August 20, 2020, IRDAI said, "Central pollution control board (CPCB) has raised concerns regarding status of compliance of direction of Supreme Court of India in National Capital Region of Delhi (Delhi - NCR)."

"Also ensure that the direction of Supreme Court of India is followed scrupulously with special focus on compliance in National Capital Region of Delhi (Delhi - NCR)," as per the circular.

In July 2018, concerned over rising vehicular pollution, the Supreme Court, in the matter of MC Mehta vs Union of India, had directed insurers to not insure a vehicle unless it has a valid PUC certificate on the date of renewal of the motor insurance policy.

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Bajaj Allianz Add on Plans - Drive Assure Welcome, Drive Assure Economy, Premium, Prestige and Classic Plans

 

Please find herewith Bajaj Allianz's Motor Add on Plan Details.

Drive Assure Welcome :-

• Depreciation Shield
• 24X7 Road Side Assistance

Drive Assure Welcome Plus :-

• Depreciation Shield
• 24X7 Road Side Assistance
• Key & Lock Cover
• Personal Baggage Cover

Drive Assure Economy :-

• Depreciation Shield
• 24X7 Road Side Assistance
• Engine Protector

Drive Assure Economy Plus :-

• Depreciation Shield
• 24X7 Road Side Assistance
• Engine Protector
• Key & Lock Cover
• Personal Baggage Cover

Drive Assure Drive Smart Premium :-

• Depreciation Shield
• 24X7 Road Side Assistance
• Engine Protector
• Accident Shield (5Lac/Per Person)
• Key & Lock Cover
• Personal Baggage Cover

Drive Assure Drive Smart Prestige :-

• Depreciation Shield
• 24X7 Road Side Assistance
• Engine Protector
• Accident Shield (5Lac/Per Person)
• Key & Lock Cover
• Personal Baggage Cover
• Conveyance Benefit
• Consumables Expenses Cover

Drive Assure Drive Smart Classic :-

• 24X7 Road Side Assistance
• Accident Shield (5Lac/Per Person)
• Key & Lock Cover
• Personal Baggage Cover

Drive Assure Prime Plus :-

• 24X7 Road Side Assistance
• Key & Lock Cover
• Personal Baggage Cover

Sub Limits of Cover :-

• Key & Lock Cover - Sum Insured of 30,000 for Non HEV & 60,000 for HEV Vehicle Segments
• Personal Baggage cover - Sum Insured of 60,000
• Conveyance Benefit - Benefit of 1000 per day for a maximum of 7 days

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Tata AIG Add On Plans - Gold Plan, Super Gold Plan, Pearl Plan, Pearl Plus, Pearl Plus Plus, Sapphire, Sapphire Plus, Sapphire Plus Plus, Coral, Platinum, and Emerald Pand

Tata AIG General Insurance Co. Ltd. offers various add-on covers with their standard motor policy. Here's a concise summary:

 Add-on Covers

 Gold Plan - 

1.    Emergency Transport and Hotel expense

2.    Key Replacement

3.    Loss Of Personal Belongings

4.    Repair Of Glass,Plastic,Fiber and Rubber

5.    RoadSide Assistance

 Super Gold Plan -

1.    Emergency Transport and Hotel expense

2.    Key Replacement

3.    Loss Of Personal Belongings

4.    Repair Of Glass,Plastic,Fiber and Rubber

5.    RoadSide Assistance

6.    Emergency Medical Expenses

 Pearl Plan -

1.    Depreciation ReImbursement

2.    Emergency Transport and Hotel expense

3.    Key Replacement

4.    Loss Of Personal Belongings

5.    Repair Of Glass,Plastic,Fiber and Rubber

6.    RoadSide Assistance

 Pearl Plus Plan – (Pearl+)

1.    Consumable expenses

2.    Depreciation ReImbursement

3.    Emergency Transport and Hotel expense

4.    Engine Secure

5.    Key Replacement

6.    Loss Of Personal Belongings

7.    Repair Of Glass,Plastic,Fiber and Rubber

8.    RoadSide Assistance

 Pearl Plus Plus Plan – (Pearl++)

1.    Consumable expenses

2.    Daily Allowance

3.    Depreciation ReImbursement

4.    Emergency Transport and Hotel expense

5.    Engine Secure

6.    Key Replacement

7.    Loss Of Personal Belongings

 Sapphire Plan -

1.    Consumable expenses

2.    Depreciation ReImbursement

3.    Emergency Transport and Hotel expense

4.    Key Replacement

5.    Loss Of Personal Belongings

6.    Repair Of Glass,Plastic,Fiber and Rubber

7.    RoadSide Assistance

8.    Tyre Secure

 Sapphire Plus Plan – (Sapphire+)

1.    Consumable expenses

2.    Depreciation ReImbursement

3.    Emergency Transport and Hotel expense

4.    Engine Secure

5.    Key Replacement

6.    Loss Of Personal Belongings

7.    Repair Of Glass,Plastic,Fiber and Rubber

8.    RoadSide Assistance

9.    Tyre Secure

 Sapphire Plus Plus – (Sapphire++)

1.    Consumable expenses

2.    Depreciation ReImbursement

3.    Emergency Transport and Hotel expense

4.    Engine Secure

5.    Key Replacement

6.    Loss Of Personal Belongings

7.    Repair Of Glass,Plastic,Fiber and Rubber

8.    Return To Invoice

9.    RoadSide Assistance

10.  Tyre Secure

Coral Plan - 

1.    Consumable expenses

2.    Depreciation ReImbursement

3.    Emergency Transport and Hotel expense

4.    Key Replacement

5.    Loss Of Personal Belongings

6.    Repair Of Glass,Plastic,Fiber and Rubber

7.    RoadSide Assistance

Platinum Plan - 

1.    Consumable expenses

2.    Daily Allowance

3.    Depreciation ReImbursement

4.    Emergency Transport and Hotel expense

5.    Engine Secure

6.    Key Replacement

7.    Loss Of Personal Belongings

8.    NCB Protection Cover

9.    Repair Of Glass,Plastic,Fiber and Rubber

10.  Return To Invoice

11.  RoadSide Assistance

12.  Tyre Secure

13.  Misfuelling

14.  Daily Allowance Plus

15.  Additional Towing Charges (Add On)

16.  Emergency Medical Expenses

17.  Additional Third Party Property Damage Cover

18.  Vehicle Loan Protector

19.  Electric Surge Secure

20.  Depreciation Reimbursement - Battery

 Emerald Plan – 

1.    Consumable expenses

2.    Depreciation ReImbursement

3.    Emergency Transport and Hotel expense

4.    Key Replacement

5.    Loss Of Personal Belongings

6.    Repair Of Glass,Plastic,Fiber and Rubber

7.    Return To Invoice

8.    RoadSide Assistance

9.    Tyre Secure

 These add-on covers provide additional benefits and enhanced protection for vehicle owners.

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