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What are the benefits of Ayushman Bharat Scheme?


PM Jan Arogya Yojana PM-JAY Several beneficiary-level benefits are being provided to the families involved in the following, 
which are as follows.

Health insurance up to 5 lakh rupees

In the PM Jan Arogya Yojana PM-JAY, the government provides health insurance cover of up to Rs 5 lakh to each family every year. There is no bond of family size and age.

World's Largest Health Insurance Scheme, 

According to the criteria laid down in the SECC database 2011, more than 10.14 crore poor and economically weaker families across India have been included in the Pradhan Mantri Jan Arogya Yojana PMJAY.

Operated in all government and listed private hospitals of the country

The scheme provides free treatment to the beneficiaries in all government and private hospitals listed under the scheme.

Scheme run till the second and third levels

In this scheme, the patients of need are provided with the facility of treatment up to the second and third levels.

Full treatment costs included

More than 1350 medical treatment packages have been included in this scheme, which includes the treatment of almost all diseases as well as the cost of medicines.

Pre-existing diseases are also covered in insurance

Unlike other medical insurances, the scheme also covers the treatment of diseases present in the family members before the commencement of the scheme. The Prime Minister Jan Arogya Yojana PMJAY has a clear provision that no hospital can refuse treatment.

Cashless and Paperless Health Insurance Scheme

To provide quality healthcare, this scheme has been made cashless and paperless, that is, neither the beneficiary has to give cash nor do any paperwork to take advantage of this scheme.

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