Disclaimer: This post contains affiliate links. If you purchase a policy through these links, we may earn a commission at no extra cost to you.
🏍️ Acko Two-Wheeler Bike Insurance — Affordable Cover & Smooth Claims
If you own a bike or scooter, getting the right insurance is a must. Acko Two-Wheeler Insurance offers seamless online purchase, instant policy issuance, and useful add-ons — all at competitive premiums. Below is a complete guide helping you understand coverage, features, and how to use your affiliate link to purchase.
Quick Snapshot
- Policy types: Third-Party, Comprehensive
- Instant policy: Issued online within minutes
- Add-ons available: Zero Depreciation, Roadside Assistance, Engine Protection, etc.
- Cashless network: Many partner garages across India
Why Choose Acko?
- Fully digital — no paperwork, no agents, claim submission via app or website.
- Transparent pricing — what you see is what you pay.
- Fast claim settlement and cashless repairs in network garages.
- Flexible add-ons to customize your policy according to needs.
Coverage & Add-Ons You Should Know
- Third-Party Liability: Mandatory by law; covers damage or injury to third parties.
- Comprehensive Cover: Covers own damage + third-party + theft, fire, accident.
Zero Depreciation Cover
Ensures full claim without depreciation subtractions for replaced parts.
Roadside Assistance
Helps with towing, on-spot repairs, flat tyre, battery jump, etc.
Engine & Gearbox Protection
Protection against mechanical or electrical breakdowns (subject to policy terms).
Return to Invoice
If total loss or theft, assures full compensation including registration, taxes, etc.
Tips to Lower Your Premium
- Compare before you buy: Use the affiliate link to get a quote from Acko directly.
- Use No Claim Bonus (NCB): If you haven’t claimed, you’ll get discount on renewal.
- Choose higher voluntary deductible: Paying a bit more yourself reduces premium.
- Avoid unnecessary add-ons: Only pick those you’ll likely use.
Sample Premiums (Indicative)
These are rough estimates; actual premium depends on bike model, age, location, add-ons, etc.
- Comprehensive cover for a small bike: ~₹1,200 – ₹2,500 per year
- Third-Party cover only: much cheaper (depending on state rate)
Pros & Cons at a Glance
- Fully digital & fast
- No hidden charges
- Flexible add-ons
- Good network garages
- Some add-ons increase cost significantly
- Not every garage may be cashless outside big cities
Get Quote & Buy
Click below to get your personalized bike insurance quote from Acko using our affiliate link (at no extra cost to you):
FAQs
Is insurance purchase instant?
Yes — with Acko, you can complete the entire purchase online and receive the policy document in minutes.
Does it work pan-India?
Yes — you can use Acko’s network garages across many cities. But in remote areas, you may need to pay first and claim later.
How to claim?
File claims via Acko app or website, upload required documents, and select cashless garage or reimburse mode.
Note: This article is for informational purposes only. Policy features, premiums, and coverage are subject to Acko’s terms. Always read the policy document carefully before purchase.
Affiliate link: Buy Acko Bike Insurance
🛒 Get Quote & Buy
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