The Insurance Regulatory and Development Authority (IRDAI)has asked insurers to ensure that the direction of Supreme Court of India that stated insurers must not renew any motor policy until the vehicle owner provides a valid PUC certificate is followed strictly with focus on compliance in National Capital Region of Delhi (Delhi NCR).
Hence, the insurance companies will ask you to show the valid PUC or pollution under control certificates at the time of renewal your motor insurance policy.
However, the regulator issued a circular on August 26, 2020 which clarified that insurers cannot reject motor claims on the grounds that the vehicle does not have a valid PUC (pollution under control) certificate.
In a circular issued on August 20, 2020, IRDAI said, "Central pollution control board (CPCB) has raised concerns regarding status of compliance of direction of Supreme Court of India in National Capital Region of Delhi (Delhi - NCR)."
"Also ensure that the direction of Supreme Court of India is followed scrupulously with special focus on compliance in National Capital Region of Delhi (Delhi - NCR)," as per the circular.
In July 2018, concerned over rising vehicular pollution, the Supreme Court, in the matter of MC Mehta vs Union of India, had directed insurers to not insure a vehicle unless it has a valid PUC certificate on the date of renewal of the motor insurance policy.
