HDFC ERGO Travel Insurance – Complete Protection for Your International Trips
Travel safely and confidently with HDFC ERGO Travel Insurance. Whether it’s a vacation, business trip, or family tour, our plans provide coverage for medical emergencies, flight delays, baggage loss, and COVID-19 related contingencies, giving you peace of mind on every journey.
Key Benefits
- Cashless treatment at 1 lakh+ hospitals worldwide
- Emergency medical expenses coverage
- Flight delay and contingency travel benefits*
- Loss or delay of checked-in baggage
- COVID-19 coverage for medical expenses
Eligibility & Age Limits
- Single Trip Plans: 6 months – 70 years
- Annual Multi-Trip Plans: 18 – 70 years
- Family Floater: Self, spouse, and up to 2 children (minimum entry age 3 months)
Coverage & Benefits
Medical & Emergency Coverage
- Emergency medical expenses (inpatient & outpatient)
- Medical evacuation and repatriation
- Accidental death & permanent disablement on common carriers
- Emergency dental treatment
- Hospital cash allowance
- Financial emergency assistance
- Loss of baggage & personal documents
Travel-Related Benefits
- Flight delay compensation
- Hijack distress allowance
- Contingency travel benefits including hotel extensions
- Checked baggage delay or loss
Plan Options & Sum Insured
Choose from Titanium, Platinum, Gold, Silver plans. Coverage includes emergency medical expenses, accidental death, permanent disablement, hospital cash, personal liability, and more.
Comparison Table
| Benefit | Titanium | Platinum | Gold | Silver |
|---|---|---|---|---|
| Emergency Medical Expenses | $500,000 | $200,000 | $100,000 | $50,000 |
| Accidental Death - Common Carrier | $200,000 | $200,000 | $100,000 | $50,000 |
| Permanent Disablement - Common Carrier | $100,000 | $100,000 | $50,000 | $50,000 |
| Hospital Cash (per day) | $15/day (Max 150) | $15/day (Max 150) | $15/day (Max 150) | $15/day (Max 150) |
| Loss of Checked Baggage | $1,000 | $1,000 | $500 | $500 |
| Flight Delay | $10/hour (Max 120) | $10/hour (Max 120) | $10/hour (Max 120) | $10/hour (Max 120) |
| Hijack Distress Allowance | $75/day (Max 525) | $75/day (Max 525) | $75/day (Max 450) | $75/day (Max 450) |
| Personal Liability | $200,000 | $200,000 | $100,000 | $50,000 |
| Financial Emergency Assistance | $1,500 | $1,500 | $1,000 | $750 |
FAQ
- What is covered? Medical expenses, flight delays, baggage loss, personal liability, accidental death, dental emergencies, and contingency travel benefits.
- Who is eligible? Indian residents 6 months–70 years (single trips), 18–70 years (annual multi-trip), family floater covers self, spouse, and 2 children.
- Is COVID-19 covered? Yes, COVID-19 related medical expenses are included.
- Are foreign nationals in India eligible? Yes, subject to verification.
Explore more insurance plans: Health Insurance, Family Insurance, Flight Delay Insurance.
Disclaimer
**Subject to policy terms, conditions, and exclusions. HDFC ERGO General Insurance Company Limited. IRDAI Reg. No. 146. For complete risk factors, read the policy document before purchasing. UIN: HDFTIOP22056V022122.
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